Policy Type: *

Travel Area: *

Geographical areas are split into 4 areas, as follows:
Area 1 – UK, Channel Islands, Isle of Man and the Republic of Ireland
Area 2 – The Continent of Europe west of the Ural Mountains, Iceland, Madeira, the Canary Islands, the Azores, Lapland and any country or island with a Mediterranean coastline (but not Israel, Syria, Lebanon or Libya).
Area 3 – Worldwide (excluding USA, Canada, the Caribbean Islands and the Bahamas, Cuba and Bermuda)
Area 4 - Worldwide (including USA, Canada, the Caribbean Islands and the Bahamas, Cuba and Bermuda)

Policy Start Date: *

Single Trip
The start date and end date of the policy should correspond with the dates of your trip. Cancellation cover will become effective on the date the premium is paid, and the policy is issued.

Annual Multi-Trip
Unlike the Single Trip policy, an Annual Multi-Trip policy should start on the date the holiday is booked and the premium is paid (not from the start date of the first trip) so that the pre-travel cancellation cover is in force, as detailed in section one of the policy wording.

Policy End Date: *

Relationship: *

Relationship

Individual
Each person shown on the policy schedule, for whom the appropriate insurance premium has been paid.

Couple
Two adults who have been permanently living together at the same address for more than six months. Each adult can travel independently.

Family
Two adults plus any number of their dependent children under 19 years of age or under 21 if they are in full time education and still living at home.

One parent family
One adult plus any number of their dependent children under 19 years of age or under 21 if they are in full time education and still living at home

Group of Adults
A number of Individuals shown on the policy schedule, for whom the appropriate insurance premium has been paid.

Adults aged 19-49: *

Adults aged 50-64: *

Adults aged 65-74: *

Adults aged 75-85: *

Adults aged 86-90: *

Adults aged 91+: *

Children aged 0-18: *

Optional Extras

Activity Pack 1:
To get Sports cover please select Activity pack 2 or higher

Activity Pack 2:
Includes Sports cover as standard

Activity Pack 3:
Includes Sports cover as standard

Activity Pack 4:
Includes Sports cover as standard

Cruise:

Sports Cover

• Missed port of call - Cover if you are on a cruise that misses a scheduled port of call indicated on your itinerary.
• Low/High Water - Cover for each cruise interruption of your river cruise which may be caused by insufficient or excess water levels, where the travel supplier provides only land-based alternative accommodation or require that you change ships.
• Cabin Confinement - Cover in the event of illness if the treating doctor confines you to your cabin during your journey for medical reasons.
• Excursions - Cover for pre-paid excursions that you cannot go on, as the treating doctor confines you to your cabin during your journey for medical reasons or the cruise ship you are booked on is unable to make a scheduled port stop because of bad weather or timetable restrictions.
• Denied Boarding – Cover for meals, communication expenses and local public transportation if you are denied boarding the cruise ship based on a suspicion that you have a contagious medical condition (including being diagnosed with an epidemic or pandemic disease such as Covid-19).

• Missed Activity - Cover if you cannot participate in one or more of your prepaid activities during your trip for a reason listed on the Policy Wording.
• Sporting Equipment Cover - Cover if your sporting equipment is lost or damaged by a travel supplier or is stolen while you are on your trip.
• Sporting Equipment Rental Cover - Cover if your sporting equipment is lost or delayed by a travel supplier during your outbound travel or damaged or stolen while on your trip.
• Search and Rescue - Cover for the cost of search and rescue activities by a professional rescue team if you are reported missing during your trip or have to be rescued from a physical emergency.